MyInsure covers all accidental damage to the insured phone. “Accidental” means it was not intentionally caused by you or someone you willingly gave your phone. This includes: Fire damage, screen damage, damage to the phone itself and liquid damage.

Theft of insured phone

Intentional damage;

Accidental loss;

Cosmetic damage like minor scratches;

Wear and Tear that arise from the age of your phone;

Software issues;

Manufacturers’ defects (covered by warranty);

Any claim that is against the terms and conditions you agreed to

Warranties cover wear and tear, mechanical and software failure (resulting from manufacturer errors) while insurance covers sudden and accidental damage not covered by warranty.

MyInsure makes the whole insurance process easy and faster: the entire process of purchase should take about 10 minutes, all things being equal. Viola! You’re now insured. After this, check back on your dashboard for your certificate in 24 hours. 

All things being equal, once we pick up your phone, we will return within 2 days, depending on the severity of the claim.

Once you buy insurance, you only pay your premium once in a year, every year. If you make a claim, you will only have to settle the cost to transport your phone to us and back.